Category: Articles

Zamparo Law Group - Consumer Law

What Exactly is “Consumer Law?”

When we tell people that we are lawyers, they inevitably ask, “What kind of lawyer are you?” When we say that we are consumer lawyers, they quickly move on to another topic of discussion. We find that few people—other lawyers included!—have an accurate conception of what consumer law is. Even other monikers like “consumer rights law” and “consumer protection law” still leave people at a loss concerning what we do.

It’s true: “consumer law” can be a bit confusing because it encompasses so many areas of the law. Generally, however, it deals with issues arising out of consumer credit transactions and deceptive sales practices. These seemingly simple areas involve a host of laws including federal laws like the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, the Telephone Consumer Protection Act and the Driver Privacy Protection Act, and state laws prohibiting unfair and deceptive business practices, mortgage foreclosure, and fraud, just to name a few!

1. Defending Debtors’ Rights

  • Stopping harassment, defending collections lawsuits, providing consumer credit counseling, and working to settle and eliminate consumer debt short of bankruptcy.

2. Credit Reporting

  • Fighting the effects of identity theft and employment background check errors, correcting improper credit reporting; advising about bankruptcy, and stopping unauthorized credit inquiries.

3. Mortgage Lending

  • Defending foreclosure suits, fighting foreclosure “rescue” scams; stopping predatory lending.

4. Telephone Consumer Protection Act

  • Stopping abusive patterns of excessive and harassing collection calls to cell phones without consent.

5. Unfair and Deceptive Business Practices

  • Holding businesses accountable for playing fair in the marketplace.

We once met a client who had been searching online for a lawyer regarding a debt harassment issue that had plagued him for over five years. His searches, frustratingly, consistently led him to personal injury attorneys. Finally, a friend told him to look up “consumer” attorneys. He immediately found our firm and found the help he needed. Don’t let this be you! If any of the above describe what you’re dealing with, contact us today.

As consumer lawyers, we are proud to advocate for and protect the rights of everyday people from all walks of life. We look forward to serving you, too.

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Zamparo Law Group on the Web

Thank you for visiting our new website. We hope it will prove useful to you as we continue to add content about scams, consumer-related legal issues, and general tips on how to protect yourself in a world where it seems that everyone is increasingly trying to take your money!

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